Travelling with an Umbrella

The only time anyone in my family got travel insurance was when we went on a cruise. In most cases, I can't see getting it, just because it's an added expense. But when you think about the chances of a hurricane, tropical storm, or an outbreak of that cruise ship virus (name escapes me) interrupting your trip, it kinda does make sense to get it just for this type of trip. Luckily we didn't need it, but it felt nice to have it. Given I haven't really been on a real vacation since then, I haven't had the chance to look into it. But maybe the next time we go on a cruise (I think my dad might want to do another one, maybe an Alaskan cruise!), we'll end up getting it again.